Apple Pay makes payments simple, fast, and secure. It allows users to pay in stores, online, and even send money. This feature eliminates the need for physical cards or cash.
With just a few taps, you can complete transactions safely. This guide will explain everything about Using Apple Pay on Your iPhone for Contactless Payments.
also read: How to Unpair an Apple Watch: Step-by-Step Guide
How to Set Up Apple Pay on iPhone
Before using Apple Pay, you must add a payment card. This process is quick and easy. Follow the steps below to set it up.
- Open the Wallet app on your iPhone’s home screen.
- Tap the “+” button in the top-right corner.
- Select “Debit or Credit Card” from the options.
- Follow the instructions to enter your card details.
- You can manually enter or scan your card details.
- After adding, verify the card through your bank.
- Once verified, your card is ready for Apple Pay.
Now, you can use Apple Pay for transactions anywhere.
How to Use Apple Pay in Stores
Apple Pay works in many retail stores worldwide. Not all stores accept it, so check before paying. Look for the Apple Pay or tap-to-pay logo at the checkout.
Using Apple Pay on iPhone
- Double-click the side button on your iPhone.
- Authenticate using Face ID, Touch ID, or passcode.
- Hold your iPhone near the payment terminal.
- Wait for a ding sound and checkmark on the screen.
Using Apple Pay on Apple Watch
- Double-click the side button on your Apple Watch.
- Hold your watch near the card reader.
- A ding sound and checkmark will confirm payment.
If a transaction fails, check if the store accepts Apple Pay. Also, ensure the payment terminal is working properly.
Changing Your Payment Card Before Paying
Apple Pay allows you to switch cards before making a payment.
- Double-click the side button on your iPhone.
- Tap the default card displayed on the screen.
- Swipe to choose a different card for payment.
- Hold your iPhone near the terminal to pay.
This feature helps when using multiple payment methods.
How to Use Apple Pay for Online Payments
Apple Pay also allows safe payments on websites and apps. It saves time by removing the need to enter card details. Many websites and apps accept Apple Pay at checkout.
Steps to Pay Online with Apple Pay
- Add products to your shopping cart on a website.
- Select Apple Pay as your payment option at checkout.
- Authenticate using Face ID, Touch ID, or passcode.
- A ding sound and checkmark will confirm your payment.
Security of Apple Pay Online Transactions
Apple Pay uses a virtual token instead of real card details. This adds extra security when making online payments. Even if a website is hacked, your actual card stays safe.
Using Apple Pay on a MacBook with Touch ID
If you use a MacBook with an external monitor, use Apple’s Magic Keyboard with Touch ID to verify payments. This allows you to complete transactions without opening your laptop.
How to Send Money with Apple Pay
Apple Pay also lets users send and receive money. This feature is called Apple Cash and works inside the Messages app.
Setting Up Apple Cash
Before sending money, you need to set up Apple Cash.
- Open the Wallet app on your iPhone.
- Select the Apple Cash card option.
- Tap “Set Up Apple Cash” and follow the instructions.
Steps to Send Money with Apple Pay
- Open the Messages app on your iPhone.
- Select a conversation with the person you want to pay.
- Tap the “+” button next to the message box.
- Choose Apple Cash from the options.
- Enter the amount you wish to send.
- Tap Send and confirm the payment.
- Authenticate using Face ID, Touch ID, or passcode.
Apple Pay makes splitting bills and sending money simple.
Can You Use Apple Pay on Amazon?
Apple Pay does not work directly on Amazon’s website or app. However, some third-party sellers using Amazon Payment Services accept it.
Steps to Use Apple Pay with Amazon Sellers
- Add products to your cart on a third-party website.
- Select Apple Pay as the payment method.
- Authenticate using Face ID, Touch ID, or passcode.
If Apple Pay is unavailable, use a credit or debit card.
As We Conclude
Using Apple Pay on your iPhone for contactless payments is easy. It works in stores, online, and even for sending money. Setting it up takes only a few minutes.
It keeps transactions fast, safe, and convenient. With Apple Pay, you no longer need to carry cash or cards. Start using Apple Pay today for a smooth payment experience.
